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Comprehensive Insurance Solutions for Garages and Dealers

GrayStone Insurance Group offers specialized insurance to address the risks faced by garages and dealerships, ensuring your business is protected against property damage, liability, and operational disruptions.

Why Garages and Dealers Need Specialized Insurance

Why Garages and Dealers Need Specialized Insurance

Running a garage or dealership comes with unique challenges, from managing valuable inventory and tools to ensuring the safety of customers and employees. Incidents such as property damage, theft, or liability claims can create significant financial setbacks and disrupt daily operations.

General insurance policies often don’t provide the coverage necessary to handle the industry-specific risks garages and dealers face. Specialized insurance ensures that your business is equipped to address these challenges, protecting your assets and operations effectively.

What If a Customer’s Vehicle Is Damaged While in Your Care?

When customers entrust their vehicles to your care for repair or maintenance, any damage or theft can result in financial liability and harm your reputation.

GrayStone Insurance Group’s Garagekeepers Liability Insurance covers the costs of damage or theft involving customer vehicles in your custody. This ensures that you can meet obligations to your customers without risking your business’s financial health.

How Would You Manage Financial Losses from Property Damage or Theft?

Garages and dealerships house expensive tools, equipment, and inventory, making them vulnerable to property damage or theft. Events like fires, break-ins, or vandalism can cause major disruptions and significant financial loss.

Commercial Property Insurance protects your building, tools, and inventory from these risks, enabling you to recover quickly and resume operations without extended downtime.

What About Risks from Test Drives or Vehicle Sales?

Test drives and vehicle sales carry inherent risks, such as accidents involving vehicles in your inventory or liability claims tied to issues with sold vehicles.

Our policies include Commercial Auto Insurance to protect against test drive-related incidents and Products/Completed Operations Insurance to cover claims from product defects or services provided. These coverages are essential for managing liability and maintaining operational stability.

Coverage Options for Garages and Dealers

  • Garage Liability Insurance
    Protects against claims of bodily injury or property damage that occur as part of your operations, including incidents on your premises.
  • Garagekeepers Liability Insurance
    Covers damage or theft involving customer vehicles in your care, custody, or control.
  • Commercial Property Insurance
    Provides coverage for buildings, tools, equipment, and inventory from risks such as fire, theft, or vandalism.
  • Workers’ Compensation Insurance
    Ensures that employees injured on the job receive medical care and wage replacement, reducing financial strain on your business.
  • Commercial Auto Insurance
    Covers vehicles used in your operations, such as for test drives or transporting inventory.
  • Products and Completed Operations Insurance
    Protects against claims arising from defects in products sold or services completed.
  • Business Interruption Insurance
    Provides financial support to cover lost income and expenses if your business is temporarily closed due to covered events.
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Why Choose GrayStone Insurance Group?

  • Targeted Coverage: Our policies are crafted to address the specific risks associated with garages and dealerships, ensuring your operations are protected.
  • Simplified Processes: Our straightforward approach makes it easier to manage claims and adjust coverage as your business grows or changes.
  • Reliable Support: Our team provides guidance through every stage, from selecting coverage to navigating claims.
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Protect Your Garage or Dealership with GrayStone Insurance Group

Protect Your Garage or Dealership with GrayStone Insurance Group

Managing risks effectively is key to maintaining stability and growth in the automotive industry. GrayStone Insurance Group offers specialized insurance to protect your assets, employees, and operations from the unexpected.

Contact us today to discuss a customized policy that addresses your business’s unique needs. With GrayStone, your garage or dealership is equipped to handle challenges and maintain focus on serving your customers.

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