loader

Motorcycle Dealers

At GrayStone Insurance Group, we offer customized insurance solutions designed to protect motorcycle dealerships from the unique risks associated with selling, maintaining, and transporting motorcycles.

GET A QUOTE
Why Motorcycle Dealers Need Specialized Insurance

Why Motorcycle Dealers Need Specialized Insurance

Motorcycle dealerships face a variety of risks, from liability for customer test rides to theft of high-value inventory. Whether your business specializes in new motorcycles, offers repair services, or handles pre-owned sales, comprehensive insurance coverage is essential to safeguard your operations.

GrayStone Insurance Group provides tailored insurance solutions designed to address the specific needs of motorcycle dealers. Our policies protect your inventory, employees, and business from financial loss, allowing you to focus on delivering quality service to your customers.

General Liability Coverage

Motorcycle dealerships face liability risks on a daily basis, including customer accidents, property damage, or injuries on your premises. General liability coverage protects your business from third-party claims, covering legal fees, medical expenses, and settlements. For example, if a customer is injured during a test ride or trips in your showroom, this coverage ensures your business is protected from financial harm.

Commercial Property Insurance

Your dealership’s physical location houses valuable inventory, tools, and equipment essential to your operations. Commercial property insurance provides protection against losses from fire, theft, vandalism, and natural disasters. Whether your showroom experiences storm damage or your storage facility is targeted by thieves, this coverage helps your business recover quickly and resume operations.

Inventory Coverage

Motorcycles are high-value assets that need specialized protection. Inventory coverage ensures your stock is safeguarded against risks like theft, fire, or accidental damage. This coverage is critical for protecting the financial investment tied to motorcycles stored at your dealership, in transit, or on consignment.

Workers’ Compensation Coverage

Employees at motorcycle dealerships handle heavy equipment, work with tools, and manage repair tasks, increasing the risk of workplace injuries. Workers’ compensation coverage provides medical benefits and wage replacement for employees injured on the job. This coverage ensures compliance with state laws and supports your team’s safety and well-being.

Commercial Auto Coverage

Motorcycle dealerships often use vehicles to transport motorcycles, deliver products to customers, or travel between service locations. Commercial auto coverage protects your vehicles against accidents, damages, and liability claims. Whether you’re delivering motorcycles to buyers or moving inventory between showrooms, this coverage keeps your operations on track.

Additional Coverage Options for Motorcycle Dealers

  • Garagekeepers Liability Coverage
    Covers customer-owned motorcycles left in your care for repair, maintenance, or storage, protecting against theft or damage.
  • Product Liability Coverage
    Protects against claims involving defective motorcycles or parts that cause injury or property damage.
  • Business Interruption Coverage
    Provides financial support if your operations are disrupted by events such as natural disasters, helping you manage ongoing expenses.
  • Cyber Liability Coverage
    Covers financial losses and legal fees resulting from data breaches or cyberattacks affecting your dealership’s sensitive customer information.
  • Umbrella Coverage
    Extends coverage limits beyond your primary policies, offering extra protection for large claims or lawsuits.
GET A QUOTE

Why Choose GrayStone Insurance Group?

  • Comprehensive Coverage: From liability to inventory protection, we provide solutions that safeguard every aspect of your dealership.
  • Affordable Solutions: We offer cost-effective insurance options to meet your needs while keeping expenses manageable.
  • Efficient Claims Assistance: In the event of a claim, GrayStone ensures a smooth and timely resolution, minimizing business disruptions.
GET A QUOTE
Protect Your Dealership with GrayStone Insurance Group

Protect Your Dealership with GrayStone Insurance Group

Running a motorcycle dealership comes with unique risks that require specialized insurance coverage. GrayStone Insurance Group offers reliable solutions to protect your business, employees, and assets, enabling you to focus on providing exceptional service to your customers.

Contact us today to customize an insurance plan tailored to the specific needs of your motorcycle dealership. Let GrayStone Insurance Group provide the protection and support you need to grow your operations confidently.

GET A QUOTE