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Comprehensive Insurance for Auto Dealers

GrayStone Insurance Group provides tailored insurance solutions for auto dealers, protecting your business from risks like property damage, liability claims, and operational disruptions.

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Why Auto Dealers Need Specialized Insurance

Why Auto Dealers Need Specialized Insurance

Auto dealerships face distinct risks that go beyond standard business challenges. From managing high-value inventory and facilitating test drives to handling customer interactions and financing, your operations are exposed to potential liabilities and financial losses.

Standard insurance policies often fail to provide the comprehensive protection needed to address these unique risks. Specialized insurance for auto dealers ensures your business is safeguarded against the unexpected, allowing you to focus on growing your operations.

What If a Vehicle in Your Inventory Is Damaged or Stolen?

Vehicles on your lot represent significant investments, making them vulnerable to damage or theft. Such incidents can result in financial losses and disrupt your inventory flow.

GrayStone Insurance Group’s Commercial Property Insurance covers your inventory, including vehicles on display or in storage, ensuring you’re financially protected against these risks.

How Would You Handle Liability From Test Drives?

Test drives are a key part of the sales process but come with inherent risks, such as accidents causing injury or property damage.

Commercial Auto Insurance from GrayStone provides coverage for vehicles during test drives, ensuring that your business is protected from liability claims arising from these incidents.

What About Claims Related to Customer Interactions?

Auto dealerships often face liability risks from customer interactions, including claims of bodily injury, property damage, or issues arising from sales transactions.

Garage Liability Insurance protects your dealership from third-party claims, covering legal fees, settlements, and related costs, ensuring your business remains operational and secure.

Coverage Options for Auto Dealers

  • Garage Liability Insurance
    Covers third-party claims of bodily injury or property damage resulting from your dealership’s operations or premises.
  • Garagekeepers Liability Insurance
    Protects vehicles left in your care, custody, or control, such as during servicing or storage.
  • Commercial Property Insurance
    Covers your dealership’s building, inventory, tools, and equipment from risks such as fire, theft, or vandalism.
  • Commercial Auto Insurance
    Provides protection for vehicles used in test drives or by your staff, covering liability and property damage.
  • Workers’ Compensation Insurance
    Ensures financial support for employees injured on the job, covering medical expenses and wage replacement.
  • Products and Completed Operations Insurance
    Protects against claims arising from defects or issues with vehicles sold or services provided.
  • Business Interruption Insurance
    Covers lost income and operational expenses if your dealership is temporarily closed due to a covered event.
  • Employment Practices Liability Insurance (EPLI)
    Protects your dealership against claims related to workplace issues such as discrimination, harassment, or wrongful termination.
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Why Choose GrayStone Insurance Group?

  • Industry Expertise: Policies designed specifically for auto dealers to address their unique challenges and risks.
  • Comprehensive Coverage: Protection that spans all aspects of your dealership, from inventory to operations and employees.
  • Streamlined Claims Process: Our efficient claims system ensures minimal disruptions to your business during challenging times.
  • Customizable Solutions: Coverage options tailored to meet your dealership’s specific size, scope, and operational needs.
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Protect Your Auto Dealership with GrayStone Insurance Group

Protect Your Auto Dealership with GrayStone Insurance Group

Running an auto dealership comes with complex risks that require specialized insurance coverage. GrayStone Insurance Group offers tailored solutions to protect your assets, employees, and operations, ensuring your business stays secure and ready for growth.

Contact us today to discuss a customized policy for your auto dealership. With GrayStone, your business is equipped to manage risks and focus on delivering exceptional customer service.

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