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Comprehensive Insurance for Performance Shops

GrayStone Insurance Group offers specialized insurance solutions for performance shops, protecting your business from risks like property damage, liability, and operational setbacks.

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Why Performance Shops Need Specialized Insurance

Why Performance Shops Need Specialized Insurance

Performance shops face distinct risks due to the nature of their work. Modifying vehicles, installing high-performance components, and running diagnostic tests involve expensive tools, inventory, and potential liabilities. From accidental damage to client vehicles to workplace injuries, these risks can lead to significant financial losses.

Standard business insurance doesn’t adequately cover the unique needs of performance shops. A specialized insurance policy ensures your shop is protected against the challenges that come with providing high-performance automotive services.

What If a Client’s Vehicle Is Damaged During Performance Upgrades?

Accidental damage during upgrades, installations, or testing can lead to costly claims and strained client relationships.

GrayStone Insurance Group’s Garagekeepers Liability Insurance covers damage or theft involving client vehicles in your care, enabling you to manage these situations professionally while maintaining trust.

How Would You Recover From Theft or Equipment Damage?

Performance shops house expensive tools, diagnostic equipment, and inventory. Theft, fire, or vandalism could severely disrupt operations and cause financial strain.

Commercial Property Insurance provides protection for your tools, equipment, and facility, ensuring you can recover quickly and get back to business without extended downtime.

What About Liability From Performance Modifications?

Installing performance parts or tuning vehicles comes with inherent risks. Faulty installations or modifications could lead to accidents or damage, resulting in liability claims against your shop.

Products and Completed Operations Insurance protects your business from claims tied to the services you provide or the performance parts you install.

Coverage Options for Performance Shops

  • Garage Liability Insurance
    Protects against claims of bodily injury or property damage caused by your shop’s operations or premises.
  • Garagekeepers Liability Insurance
    Covers financial losses from damage or theft of client vehicles under your care.
  • Commercial Property Insurance
    Protects your facility, tools, and equipment from risks like fire, theft, or vandalism.
  • Workers’ Compensation Insurance
    Ensures financial support for employees injured on the job, covering medical expenses and lost wages.
  • Commercial Auto Insurance
    Covers vehicles owned or operated by your shop, including those used for test drives or transporting inventory.
  • Products and Completed Operations Insurance
    Provides coverage for liability claims arising from faulty installations, defective parts, or completed work.
  • Business Interruption Insurance
    Covers lost income and operational expenses if your shop is forced to close temporarily due to a covered event.
  • Tools and Equipment Insurance
    Protects against damage, theft, or loss of specialized tools and diagnostic equipment.
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Why Choose GrayStone Insurance Group?

  • Industry Expertise: Our policies are designed to address the specific risks associated with performance shops, ensuring comprehensive protection.
  • Streamlined Claims Process: We help you navigate claims efficiently, minimizing downtime and disruption to your operations.
  • Reliable Support: Our team provides expert guidance to ensure you select the right coverage for your business.
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Protect Your Performance Shop with GrayStone Insurance Group

Protect Your Performance Shop with GrayStone Insurance Group

Performance shops operate in a demanding and specialized industry where unique risks are part of daily operations. GrayStone Insurance Group provides tailored insurance solutions to protect your assets, employees, and operations, ensuring you’re prepared for challenges.

Contact us today to discuss a customized policy that fits your performance shop’s specific needs. With GrayStone, your business is equipped to focus on delivering high-quality automotive services.

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